8 January 2013

Pin It

Widgets

Six ways to stay out of debt in 2013


We tend to focus on getting out of debt, but preventing a debt disaster is much less stressful and much more valuable in the long run.

With one in five South Africans having impaired credit records it has to point to a number of factors for people becoming over-committed financially. Fin24.com rounded up some main tips to avoid being a part of this statistic. We’ve expanded on them in an effort to make your life easier and 2013 the year you start and keep a debt free life.

After you’ve signed up for debt management advice it’s also a good idea to follow these tips to stay within your budget.

1) Your lifestyle should rely on your salary only


Don’t live above your means. If you get a bonus save most of it and enjoy some of it.

2) Spend money you have, not the credit available to you

Don’t think of credit facilities as an easy solution. It should be a last resort, but it is all too often used as a convenient way to afford the things we desire but not really need. Avoid store accounts and opt for loyalty cards instead.

3) Increase your debt repayments in line with your salary increase

This way you free up your income faster and you can use the money towards saving instead.

4) Focus on family activities instead of going to the mall


Malls are great temptations for children where parents give in all too often. Parents also spend more when they take their children to the grocery store. So if you want to stick to your grocery list and avoid tantrums, don’t take kids shopping.

5) Avoid temptation and resist ‘sale’ signs – ask yourself whether you really need it


Avoiding malls and sticking to stand-alone stores can go a long way in avoiding this temptation as you won’t have the urged to check out every sale.

6) Budget for the next year’s expenses.

Draw up a budget for all the expenses you already know you’ll have in 2013. Children’s school fees and other monthly payments might be significantly reduced if you can pay an annual premium. This also takes some stress of your shoulders for the rest of the year.

What are your expectations for this year? Are there any other tips you would like us to add? We want to hear from you.

36 comments:

  1. Excellent tips. A system could be something as simple as not spending money on junk food or meticulously documenting every dollar spent.

    ReplyDelete
    Replies
    1. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

      Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060; or preferably fill the loan application on their auxiliary webpage on http://www.joshloancompany.bravesites.com/

      Delete
  2. Hello am Mrs Trace Henry from California USA i was in need of a loan when some one directed me to this legit loan company by name Erivan Loan Firm and i applied for the loan of $120000 and 3 days later my loan was send to my bank account without delay or collateral,credit check and cosign but with only 3% low interest rate,i promise them that if i get my loan i will tell the news to the whole wide world and if you are interested in obtaining a loan from them you can contact them today via Email:erivanloancompany@yahoo.com

    ReplyDelete
  3. Hello,

    Are you in need of a loan?have the bank denied you of a loan,we are here to help you financially ,all you have to do now is to email us with your details in the format below and get back to us via
    isaacrobinsonloanlink@gmail.com to get your instant loan of any amount at any destination.

    Name:
    Amount Needed:
    Duration:
    Address:
    Country:
    Purposes:
    Phone number:

    We await your response.

    Mr Isaac Robinson

    ReplyDelete
  4. Hello,i am Mrs Rebecca Nathan from Florida USA,i will really want to thank God so much for making me come in contact with Mr Erivan loan firm after i have been scammed three time by fake lenders,their ways was very easy no credit check,no cosigner,no collateral and with just 3% interest rate, at first i never taught it is through because i have been scammed by fake lender so i find it difficult to believe them.. But with God i find trust in them and i receive my loan from them. they give loan of any amount and any currency. The name of the Loan Firm is ERIVAN LOAN FIRM, so i will advise anyone out there that need a loan to contact them via their Email: erivanloancompany@yahoo.com

    ReplyDelete
  5. We offer our Loans to our clients In USD($), GBP(£) Euro(€) or ($) Singapore Dollars and in the following categories.

    Auto ,Mortgage ,Business ,Personal ,Real Estate Loan.

    Contact us today for easy loan with less stress. We give out loans at low and affordable interest rate... Why waste more time? Contact us ASAP so we can move on with your request.

    Contact us for more information with the Contact below,

    Loan Agent: Peter White


    Email: lim.koh56@yahoo.com

    Thank you for your response.

    Yours Faithfully,
    Mr. Lim Koh(C.E.O).

    ReplyDelete
  6. Attn,

    We at Walmer Cash Loans offer loans at 3% interest rates to all our clients around South Africa email us via walmercashloans@gmail.com , we are 100% guaranteed loan company that can deliver what we promise to our clients. With the track record that we have we can ensure you get the best of our service, we are proud to say that we help hundreds of thousands of people out that can't get help anywhere in the country, we can proudly say that we extended our business and it is as follows:

    We do Business Finance (Business Loan) for up to R1,000.000.00

    We do home loans even if you are blacklisted

    We do personal loans for up to R180,000.00 even if you are blacklisted

    We do Car finance even if you are blacklisted

    We do 2nd Bonds, Home Improvement and consolidation loans up to R280,000

    We do Wedding Finances as well..

    We offer the above kinds of loans all at 3% interest which is one of the cheapest around the World.

    Requirements:

    3 Month bank statements to date.
    Clear copy of ID Book.
    Latest payslip if weekly or commission 4 latest pay slips
    NB: Work and cell numbers
    Contact us today: walmercashloans@gmail.com

    That’s why we are proud to say we the best and the only company that can and will help you. I hope and believe that you will find us and our company and our work to your satisfaction. Have you being declined because of your bad credit history contact us today for your speedy loan Approval and transfer, You can Apply today irrespective of your location or race so far you meet our criteria, Contact us today via email: (walmercashloans@gmail.com)

    Thanks, From Dr William Peterson.

    ReplyDelete
  7. Greetings..
    Please contact us for your secure and unsecured Loan at an Interest rate of 3%
    ........................................

    Is the difficulty of the economy affecting you this year, is your bank refuses to give you a loan

    for this year? If your answer is yes, then you need a loan. I'm Mr Lee Chang, the owner of a

    lending company We offer safe and secure loans at an interest rate of 3%.


    * Are you financially squeezed?
    * Do you seek funds to pay off credits and debts?
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects?

    If you have any of the above problems, we can be of assistance to you but I want you to understand

    that we give out loans at the interest rate of 3%.

    * Borrow anything up to $95,000,000 USD.
    * Choose between 1 to 20 years to repay.
    * Choose between Monthly and Annual repayments Plan.
    * Flexible Loan Terms.
    Please if you are interested check back with us through this email

    address:leechangloancompany.ch@gmail.com

    We promise a 100% guarantee that you will receive your loan at the end of this loan

    transaction.There is no security check, no credit check

    Regards
    Lee Chang
    LEE CHANG LOAN COMPANY

    ReplyDelete
  8. My name is Mrs. Andrew Anita. I live in USA and i am a happy woman
    today? and i told my self that any lender that rescue my family from our
    poor situation, i will refer any person that is looking for loan to he gave
    me happiness to me and my family, i was in need of a loan of 25,000 pounds to
    start my life all over as i am a single mother with 3 kids I met the GOD
    fearing man loan lender that help me with a loan of 25,000 pounds,he is a GOD
    fearing man, if you are in need of loan and you will pay back the loan
    contact him tell him that is Mrs. Raymond Juliet that refer you to him.
    contact Mr Steve Brown via email: (stevebrownloan4@hotmail.com) or stevebrown012@gmail.com

    ReplyDelete
  9. Dear Value Customer,
    My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 3% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
    We offer all kind of categories of loan they
    Short term loan 5_10years
    Long term loan 20_40
    Media term loan10_20
    We offer loan like
    Home loan.....................
    Business loan.................
    Debt loan .................
    Student loan..............
    Business start up loan
    Business loan ...........
    Car loan ..............
    International loan
    Company loan........etc
    When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com , and stevebrown012@gmail.com


    ReplyDelete
  10. GOOD DAY to you I am Mr John Emmanuel, a Reputable, Legitimate & an accredited money
    Lender. I loan money out to individuals in need of financial assistance.
    Do you have a bad credit or are you in need of money to pay bills?
    i want to use this medium to inform you that i render reliable beneficiary
    assistance as I'll be glad to offer you a loan at 2% interest rate to
    reliable individuals.

    Services Rendered include:
    *Refinance
    *Home Improvement
    *Inventor Loans
    *Auto Loans
    *Debt Consolidation
    *Horse Loans
    *Line of Credit
    *Second Mortgage
    *Business Loans
    *Personal Loans
    *International Loans.
    Please write back if interested.
    Upon Response, you'll be mailed a Loan application form to fill. (No social
    security and no credit check, 100% Guaranteed!) I Look forward permitting me to
    be of service to you. You can contact me via e-mail Johnemmanuelloanfirm@gmail.com or Johnemmanuelloanfirm@outlook.com
    Yours Sincerely
    MR John Emmanuel ( MD)

    ReplyDelete
  11. Hello, I am Doreen williams, currently living in New york, city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in June 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $85,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr John Emmanuel. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: Johnemmanuelloanfirm@gmail.com or Johnemmanuellloanfirm@outlook.com

    ReplyDelete
  12. HELLO
    Are you faced with stress in the acquisition of a loan?
    Have you be dissadpionted by your bank?
    Did you need a personal loan to secure a home, car and evaluate the
    finances?
    will help meet their financial obligations, especially with the current
    financial crisis.
    We offer Commercial loans, Personal / Residential and Others.
    At 3% annual interest.
    Apply for a minimum of $ 5000.00 to a maximum of $ 50.000.000.00.Apply
    through
    paulrobinsonloanfirm0@gmail.com

    Following is the borrower application form
    FullName :_________
    Gender :_________
    Marital Status :_________
    Contact Address:_________
    City:________
    Country :_________
    Date of Birth :_________
    Amount required as a loan :_________
    Term loan :_________
    Monthly / annual income :_________
    Occupation :_________
    Purpose of Loan :_________
    Phone :________
    Best Regards Mr Paul Robinson(MD

    ReplyDelete
  13. My name is Mrs. Anita Andrew. I live in USA and i am a happy woman
    today? and i told my self that any lender that rescue my family from our
    poor situation, i will refer any person that is looking for loan to he gave
    me happiness to me and my family, i was in need of a loan of 25,000 pounds to
    start my life all over as i am a single mother with 3 kids I met the GOD
    fearing man loan lender that help me with a loan of 25,000 pounds,he is a GOD fearing man, if you are in need of loan and you will pay back the loan contact him tell him that is Mrs. Andrew Anita that refer you to him. contact Mr Steve Brown via email: (stevebrownloan4@hotmail.com) or stevebrown012@gmail.com

    ReplyDelete
  14. GOOD DAY to you I am Mr John Emmanuel, a Reputable, Legitimate & an accredited money
    Lender. I loan money out to individuals in need of financial assistance.
    Do you have a bad credit or are you in need of money to pay bills?
    i want to use this medium to inform you that i render reliable beneficiary
    assistance as I'll be glad to offer you a loan at 2% interest rate to
    reliable individuals.

    Services Rendered include:
    *Refinance
    *Home Improvement
    *Inventor Loans
    *Auto Loans
    *Debt Consolidation
    *Horse Loans
    *Line of Credit
    *Second Mortgage
    *Business Loans
    *Personal Loans
    *International Loans.
    Please write back if interested.
    Upon Response, you'll be mailed a Loan application form to fill. (No social
    security and no credit check, 100% Guaranteed!) I Look forward permitting me to
    be of service to you. You can contact me via e-mail Johnemmanuelloanfirm@gmail.com or Johnemmanuelloanfirm@outlook.com
    Yours Sincerely
    MR John Emmanuel ( MD)

    ReplyDelete
  15. Need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Email us:arabfinancialcorporation@yahoo.com.sg

    ReplyDelete
  16. Do you Need Personal Loan?
    Do you Need Business Loan?
    Are you in need of a loan?
    Do you want to pay off your bills?
    Do you want to be financially stable?
    email:(arabfinancialcorporation@yahoo.com.sg)

    Our Loan Services Include:

    1)Personal Loan
    2)Business Loan
    3)Secured Loan
    4)Unsecured loan
    5)Consolidation Loan
    6)Mortgage Loan
    7)Payday off loan?
    8)Student Loans
    9)Commercial Loan
    10)Car Loan
    11)Investments Loans.
    12)Development Loans.
    13)Acquisition Loans .
    14)Construction loans.

    email:(arabfinancialcorporation@yahoo.com.sg)

    ReplyDelete
  17. Hello, I am Doreen williams, currently living in New york, city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in June 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $85,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr John Emmanuel. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: Johnemmanuelloanfirm@gmail.com or Johnemmanuellloanfirm@outlook.com

    ReplyDelete
  18. Dear Value Customer,
    My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
    We offer all kind of categories of loan they
    Short term loan 5_10years
    Long term loan 20_40
    Media term loan10_20
    We offer loan like
    Home loan.....................
    Business loan.................
    Debt loan .................
    Student loan..............
    Business start up loan
    Business loan ...........
    Car loan ..............
    International loan
    Company loan........etc
    When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


    ReplyDelete
  19. Dear Value Customer,
    My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
    We offer all kind of categories of loan they
    Short term loan 5_10years
    Long term loan 20_40
    Media term loan10_20
    We offer loan like
    Home loan.....................
    Business loan.................
    Debt loan .................
    Student loan..............
    Business start up loan
    Business loan ...........
    Car loan ..............
    International loan
    Company loan........etc
    When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


    ReplyDelete
  20. LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

    We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

    MULTI CREDIT FINANCE TEAM.

    ReplyDelete
  21. Dear Sir/Madam,
    My name is Mr. Steve Brown CEO of Steve Brown Loan Company, We give out legitimate loans to serious Individual and Companies that are in need of loans, we offer all kinds of loans at 2% interest rate without stress, apply with us and get your loan transfer to you within 2 days, interest person or company should contact us via E-mail: stevebrownloan4@hotmail.com, and stevebrown012@gmail.com
    We offer all kind of categories of loan they
    Short term loan 5_10years
    Long term loan 20_40
    Media term loan10_20
    We offer loan like
    Home loan.....................
    Business loan.................
    Debt loan .................
    Student loan..............
    Business start up loan
    Business loan ...........
    Car loan ..............
    International loan
    Company loan........etc
    When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just send us an email and application form will be send back to you below is our Email address stevebrownloan4@hotmail.com (or) stevebrown012@gmail.com


    ReplyDelete
  22. LOAN SERVICE OFFER, APPLY NOW AND GET APPROVED WITHOUT STRESS OR DELAY.

    We are MULTI CREDIT FINANCE; we are Legitimate/Accredited Loan Company & we are fully licensed by the Government to grant loans and offer other credit facilities to both local and international customers. We offer loans to individuals and co-operate bodies in need of financial assistance. Do you have bad credit OR are you in need of money to pay bills? Do you need business loan? We offer ALL KINDS of loan at 2% interest rate to reliable & serious individuals or companies! Get back to us if interested & upon your response; you'll be mailed a Loan application form to fill (No social security and no credit check, 100% Guaranteed!) We Look forward hear from interested borrower!!!! Interested person can contact us via E-mail: {multicreditfinance@gmail.com}

    MULTI CREDIT FINANCE TEAM.

    ReplyDelete
  23. Hello everyone, My name is Mrs. Linda Frank and i am talking as the happiest person in the whole wild world today and i told myself that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 73,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr. Steve of Steve Brown Loan Financial , he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 73,000 USD and i will advise anyone who is in genuine need of a loan to contact Mr. Steve Brown via email at. (stevebrownloan4@hotmail.com) OR (stevebrown012@gmail.com ) because he is the most understanding and kind hearted lender.

    ReplyDelete
  24. Hello my dear people do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Steve Brown the most interesting part of it is that my loan was transfer to me within 74hours so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… stevebrownloan4@hotmail.com ( or) stevebrown012@gmail.com
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan!!!!!!!!!!!
    Business loan!!!!!!!!
    Debt loan !!!!!!!!
    Student loan!!!!!!!!
    Business start up loan
    Business loan
    Company loan>>>
    Email contact >>>> stevebrownloan4@hotmail.com ( or) stevebrown012@gmail.com When it comes to financial crisis and loan then Steve Brown loan financial is the place to go please just tell him I Mrs. Anita Wilson direct you Good Luck>>>>>>>>>>

    ReplyDelete
  25. Dear Sir/Madam,
    WEMA XMAS LOAN NOTIFICATION!
    We the Wema Loans, Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 3% per year. We offer;Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason! We are the trusted alternative to bank financing, and our application process is simple and straightforward. Our loan ranges from $5,000.00 (Five Thousand dollars ) to $25,000,000.00 (Twenty Five Million dollars). Additional Info: We're fast becoming the private, discreet, and service oriented lending choice for general loans. We're the company to turn to when traditional lending sources fail. If you are interested do not hesitate to contact us with information’s below by Email: mrswemaloans@rocketmail.com OR mrswemaloans@gmail.com . And please i want to beg all those that are out there that are just trying to apply for loan OR loans and take it for a joke not to do that here as this is a loan firm that was founded in TRUTH and in full SINCERITY to support everybody in the world with financial help. TAKE NOTE: ANY RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED. 1. Your Full names: 2. Contact address: 3. Occupation: 4. Your Contact Telephone Numbers: 5. Monthly Income: 6. Contact Email Address: 7. Loan Amount:
    Name Of Loan Firm: Wema Sundas Loan Investment,
    Name of the CEO: Mrs Wema Sundas,
    Name Of Personal Assistant: Mr Primo Samakard
    Email: mrswemaloans@rocketmail.com OR mrswemaloans@gmail.com,, In receipt of your contact and seriousness to getting a loan here, You will surely get a call from my personal assistant or me the Chief Executive Officer of this loan firm.

    ReplyDelete
  26. MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
    Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email: dennishopkins_financehome@live.com or dennishopkins69@yahoo.com or www.dennishopkinsfinance.de.vu Tel: USA +12404374240 .He is a trust worthy man. No Upfront Fees

    ReplyDelete
  27. Good day.

    I can’t hide this great testimony that took place in my life i will love everyone to know it and be partaker that is why i want to share it to the whole world by placing this advert on classifieds, I am Mrs Kate Loore by name, I live in Chattanooga, Tennessee United State, I want to thank Testimony Goodwill for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days i was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000Dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called TESTIMONY GOODWIL. And i really put a trial and i am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR TESTIMONY GOODWILL. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistanceand also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on : testimony.goodwill.loan@gmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can't imaginethe way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Testimony Goodwill. And I will always being sharing this great surpriseand testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: testimony.goodwill.loan@gmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN:testimony.goodwill.loan@gmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....

    ReplyDelete
  28. Good Day !!

    I am Mr Testimony Goodwill, a Reputable, Legitimate & an accredited money Lender. I want to use this medium to inform you that I render reliable beneficiary assistance as I'll be glad to offer you a loan at 2% interest rate to reliable individuals.

    Services Rendered include:

    *Home Improvement
    *Inventor Loans
    *Car Loans
    *Debt Consolidation Loan
    *Line of Credit
    *Second Loan
    *Business Loans
    *Personal Loans
    *International Loans.

    Please write back if interested.
    Upon Response, you'll be mailed a Loan application form to fill. (No social security and no credit check, 100% Guaranteed!) I Look forward permitting me to be of service to you. You can contact me via e-mail: testimony.goodwill.loan@gmail.com

    Yours in Services,
    Mr Testimony Goodwill,
    Testimony Goodwill loans company},
    (Loan Manager Operations)
    Email: testimony.goodwill.loan@gmail.com

    ReplyDelete
  29. HOW I GOT MY LOAN FROM THIS GREAT COMPANY CALLED SLIVINU MARKO LOAN COMPANY

    Hello to All across the globe, I am Martha Loiussa, currently living in NEW YORK now, USA. I am a widow at the moment with 2 kids and I was stuck in a financial situation in April 2015 and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I meet Mr Slivinu Marko the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr Slivinu Marko if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… ( slivinumarko@yahoo.com ) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr Slivinu Marko today for your loan

    They offer all kind of categories of loan they

    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........( slivinumarko@yahoo.com )
    When it comes to financial crisis and loan then Mr Slivinu Marko loan financial is the place to go please just tell him I Martha Loiussa direct you Good Luck.... HS EMAIL IS : slivinumarko@yahoo.com ......................

    ReplyDelete
  30. I am Mrs.Cathrine Brodie from United State of America, God has bless me with two kids and a loving husband, I promise to share this Testimony because of God favor in my life,2months ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be a loan lender not knowing he was a scam. he collected 2,000USD from me and refuse to email me since. then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to ERIVAN LOAN FIRM, she said she was given 50,000USD by MR YOUNG , THE MANAGING DIRECTOR OF ERIVAN LOAN FIRM. so I collected his email Address ,he told me the rules and regulation and I followed, then after processing of the Documents he gave me my loan of 30,000POUNDS .you can contact him on via email (erivanloancompany@yahoo.com ) I am sure he will help you

    ReplyDelete
  31. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

    Are you a business man or woman? Are you in any financial stress? Or do you
    need money to start your own business?

    Do you have a low credit score, and you will find it difficult to get loans
    from local banks and other financial institutions? solution to your
    financial problem is Dr. Carson Grant The Terms and Conditions are very simple
    and considerate.You will never regret any thing in this loan transaction because i will
    make you smile through out this transaction, because you where not born to be a loser

    Email (carsongrantloanhome@gmail.com)

    Our services include the following:

    * Personal Loans
    * Debt consolidation loans
    * Possibility
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans
    *Secure Loans
    *Unsecured Loans

    We offer loans at 2% interest rate

    We offer loans to people in need of financial assistant with a low interest
    rate of 2%. In order to get a loan with this company, you can tell the exact amount of
    loan you need and the time in which you can pay back the loan.

    NOTE: You are required to email us on:(carsongrantloanhome@gmail.com)

    ReplyDelete
  32. Debt Consolidation Loan up to R1,000.000.00 !!! Apply Now We will be able to help you no matter what!Take control of your debts - do not let your debts control you!Consolidate your debt once and for all!Get rid of your DEBT load Get rid of the monthly DEBT pressure Get out of your DEBT trap We help those who cannot be helped elsewhere If you have shopped around and been declined then this is the right place to come to If you are under Debt Review WITHOUT a court order you may apply We do NOT do Debt review or Administration Are you having problems with garnishee orders?We help people throughout South Africa.DOCUMENTS REQUIRED:- ID BOOK- LATEST 3 MONTHS BANK STATEMENT- LATEST TWO MONTHS PAYSLIPS- BLACKLISTED CLIENTS WELCOME.Respond and we will contact you Or,Contact us today via email at: lofofinancialservices@gmail.com

    We do Business Finance (Business Loan) for up to R1,000.000.00

    We do home loans even if you are blacklisted

    We do personal loans for up to R180,000.00 even if you are blacklisted

    We do Car finance even if you are blacklisted

    We do 2nd Bonds, Home Improvement and consolidation loans up to R350,000

    We do Wedding Finances as well..

    We offer the above kinds of loans all at 3% interest which is one of the cheapest around the World.

    Requirements:

    3 Month bank statements to date latest salary must reflect.
    Clear copy of ID Book.
    Latest payslip if weekly or commission 4 latest pay slips
    NB: Work and cell numbers
    Contact us Today at: lofofinancialservices@gmail.com

    ReplyDelete
  33. Debt Consolidation Loan up to R1,000.000.00 !!! Apply Now We will be able to help you no matter what!Take control of your debts - do not let your debts control you!Consolidate your debt once and for all!Get rid of your DEBT load Get rid of the monthly DEBT pressure Get out of your DEBT trap We help those who cannot be helped elsewhere If you have shopped around and been declined then this is the right place to come to If you are under Debt Review WITHOUT a court order you may apply We do NOT do Debt review or Administration Are you having problems with garnishee orders?We help people throughout South Africa.DOCUMENTS REQUIRED:- ID BOOK- LATEST 3 MONTHS BANK STATEMENT- LATEST TWO MONTHS PAYSLIPS- BLACKLISTED CLIENTS WELCOME.Respond and we will contact you Or,Contact us today via email at: lofofinancialservices@gmail.com

    We do Business Finance (Business Loan) for up to R1,000.000.00

    We do home loans even if you are blacklisted

    We do personal loans for up to R180,000.00 even if you are blacklisted

    We do Car finance even if you are blacklisted

    We do 2nd Bonds, Home Improvement and consolidation loans up to R350,000

    We do Wedding Finances as well..

    We offer the above kinds of loans all at 3% interest which is one of the cheapest around the World.

    Requirements:

    3 Month bank statements to date latest salary must reflect.
    Clear copy of ID Book.
    Latest payslip if weekly or commission 4 latest pay slips
    NB: Work and cell numbers
    Contact us Today at: lofofinancialservices@gmail.com

    ReplyDelete
  34. VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060

    Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060; or preferably fill the loan application on their auxiliary webpage on http://www.joshloancompany.bravesites.com/

    ReplyDelete
  35. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete

Related Posts Plugin for WordPress, Blogger...